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Here you will find an overview of the available payment methods. Also, you´l find some Buy Now, Pay Later (BNPL) options.
All payment methods of the TOPREGAL online store
- Credit card
- Debit card
- PayPal
- ACH Transfers
- BYPL by affirm
- BYPL by afterpay
Our payment methods in detail
Credit card / debit card
In the case of credit card payment, the payment is processed during the order process. Immediately after the order is placed, the credit card (Visa, Mastercard, American Express) indicated will be charged with the invoice amount. We will send you the invoice by e-mail after receipt of the order for your records. Afterwards, the goods will be handed over to the forwarding agent immediately. The transmission of your credit/debit card data is carried out by TLS (Transport Layer Security), the successor of SSL (Secure Sockets Layer) and is therefore secure. In case of a return, a credit will be made to the credit card account.
PayPal
With the payment condition PayPal the payment is processed during the order process. For this you need a PayPal account where you log in during the order process and pay the amount directly. We will send you the invoice for your records by e-mail after we have received your order. Afterwards, the goods will be handed over to the forwarding agent/the shipping company immediately.
ACH Transfers
If you are unable to make a card payment, we also offer the option of ACH transfers. Upon selecting this payment method, you will receive a Pro-Forma Invoice from your TOPREGAL sales representative containing all the necessary details for initiating the transfer.
Affirm – Pay over time
Affirm offers you instant loan decisioning for online purchases to be paid in fixed monthly installments over 3, 6, or 12 months*.
After adding items to your cart, proceed to our checkout and select "Buy now, pay later by Affirm". Affirm will prompt you to enter a few personal details. All sensitive information is securely encrypted and protected according to standard security protocols.
To verify your identity, Affirm will send a unique authorization code via text message to your mobile phone. Enter this code in the application form, and within seconds, you’ll receive confirmation of the approved loan amount, the interest rate, and the repayment term available to you. You have the option to repay the loan over three, six, or twelve months. Affirm will specify the fixed monthly payments as well as the total amount of interest you’ll pay over the loan term.
To accept Affirm’s financing offer, simply click “Confirm Loan.” After completing your purchase, you’ll receive monthly email and SMS reminders about upcoming payments. You can also set up automatic payments to ensure you never miss one. Your first monthly payment is due 30 days after the merchant processes your order.
* You must be a resident of the U.S. (including U.S. territories) and be at least 18 years old (19 if you’re a ward of the state in Nebraska). You must have a Social Security number and provide a phone number that receives SMS and is registered to the United States or U.S. territories. Subject to eligibility. Click here for Affirm Licence Information. Payment options are provided by these Affirm’s lending partners.
Afterpay – Shop now. Pay better. Choose Afterpay.
Afterpay is a service that allows you to make purchases now and pay for them over time*. After adding items to your cart, proceed to our checkout and select "Buy now, pay later by Afterpay"
NOTE: First-time customers will need to register with Afterpay and provide payment details, as usual, and returning customers simply log in to make their purchase.
Afterpay’s pay-in-4 option is always interest-free and has no fees as long as payments are made on time. If a payment is more than 10 days late, a single late fee may be charged per installment, up to a maximum of 25% of the order's initial value. Although there’s a 10-day grace period before any fee, Afterpay reviews repayment history, so timely payments are encouraged.
For Afterpay’s monthly payment plans, interest may apply, but no late fees or other charges are added. Interest rates are capped, and the total cost is displayed before purchase.
With pay-in-4, a down payment is generally required at checkout, with the remaining payments deducted every two weeks. For monthly payments, the down payment is followed by monthly deductions until the balance is cleared.
You can log in to your Afterpay account anytime to check your payment schedule or make early payments.
*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Additional verification may be required. Late fees may apply. Click here for the Installment agreements (USA) and the Installment Payment Authorization (USA). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. The Afterpay Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.